One of the easiest ways to save money shopping online is using cashback websites. These sites pay members a percentage of its earnings from products purchased through their affiliate links. Rather than going straight to a retailers website, sign up to a legitimate cashback site and save hundreds of euro each year. A cookie tracks your shopping activity so that you will be credited for any purchases online. You receive payment into your PayPal, bank account or via gift cards. Both parties mutually benefit but how much you save depends on the type of products you buy. The highest payouts are for mobile phones, TV, broadband, insurance and credit card promotions. For example, Sky gives back up to 100 euro for every new signup. Examples of other companies in Ireland participating in rebates scheme include Expedia, Groupon, JD Sports, Boots, Schuh, Currys, Marks & Spencer and Argos.
Irish Cashback Websites
Fatcheese claims to be Ireland’s most generous reward site, but it has deteriorated over the last few years. From browsing through boards.ie, users complain about slow payouts, purchases incorrectly tracked and poor customer service. They will payout small amounts initially to gain your trust but later on will keep the money earned from your purchases. It seems to me Fatcheese is an absolute fraud and have been reported to the ASAI multiple times. Kamzam Limited is the company behind this operation, run by a Mr Ahmed Zaman. No idea how they are still in business. People owed money should take them to the small claims court, it only costs €25 to file a claim.
CashbackIreland is another reward site that targets the Irish market but appears to be apart of a Romanian company. The company behind this business is Dealium Ltd, run by Patrick Lee and Ulrika Gunnari. Dealium Ltd is the same enterprise that own other online businesses such as uchoose.ie and synced.io. Their social media profiles haven’t been updated in seven years, so they don’t exactly look trustworthy. I tried contacting customer support but that email is dead. I wouldn’t waste time joining the site as the chance of receiving payment is low.
TopCashBack is the clear winner with the most generous payouts and best online reputation. While this is a UK company, they do have some promotions for Irish customers. I think you can still use most of the deals not listed under the Irish section but I’m not 100% sure. When signing up, you have to click a box to confirm you’re a UK resident. More than likely they give Irish residents a pass as we were apart of the British empire for 800 years! They offer payouts via PayPal, Amazon.co.uk gift cards and Tesco Clubcard points. TopCashBack is free to join but also have a premium membership that provides an extra 5% bonus on all rebates. Fun fact – I once interviewed for this company in London for a digital marketing position but the salary they offered was a joke.
Quidco is another UK discount website that offers impressive discounts to Irish shoppers. They are similar to TopCashBack and have the same deals but are less generous. Seven million people in the United Kingdom have joined since 2005 and Quidco has paid £400 million in cashback.
To be honest, I’m almost tempted to start a cashback site due to the lack of competition in Ireland. These type of online businesses are recession-proof because people are always looking for new ways to save money. Please leave a comment below and share your experiences with any cashback websites you’ve tried.